Get money instead of a loan!
When you need money and you are in a jam there are always ways to get out of those jams - of course there is the easy way of getting an online payday loan but I like to think of some other tactics besides just getting a loan.
I usually like to hit up ebay and see if there are items that I could possibly sell to bring in some extra cash to avoid having to get a payday loan. Usually old childhood stuff will work wonders. I have had times when I have been able to sell some old broke toy for over one hundred dollars. Getting a payday loan has become a real last resort because anything that I could need is usually only a few feet away with the power of ebay!
If you cannot wait for an auction to end you could also try to sell some old stuff on craigslist. That will usually also work - but I have learned that the people who are usually looking to buy stuff on craigslist are usually cheap and in need of a online payday loan themselves! Just remember there is always some one worse off then you are and will usually give you good money for your unused stuff!
